Chesterfield County’s real estate tax rate is $0.89 per $100 of assessed value for 2026, the same rate for homes and commercial property. On a $425,000 home, the county’s median sale price over the past 12 months, that’s about $3,783 a year, paid in two halves due June 5 and December 5. Cars, trucks, boats and trailers are taxed separately at $3.25 per $100.
Brave Search’s AI answer, captured Nov. 3, 2026 (Google’s AI Overview blocked our automated capture today), sums it up this way: “Property taxes in Chesterfield County, Virginia consist of two distinct levies: Real Estate Tax and Personal Property Tax, with effective rates varying by location and property type.” It adds that “total bills may increase due to special assessment districts (e.g., Towne Center or Eastern Midlothian) or stormwater utility fees.”
That’s a fair summary. I’m Daniel Keeton, Broker and Founder of Keeton & Co, and our Glen Allen office helps buyers and sellers across Chesterfield every week. Here’s what the bill looks like in real dollars, and what most people miss.
How much is the property tax on a Chesterfield home?
The county’s own formula is simple: assessed value × $0.0089. The county’s assessment page uses a $100,000 home as its example ($890 a year). Here’s what it looks like at prices people actually pay in Chesterfield today.
| Assessed value | Annual real estate tax | Each half (June 5 / Dec. 5) | Per month, if escrowed |
|---|---|---|---|
| $300,000 | $2,670 | $1,335 | $223 |
| $425,000 (county median sale price) | $3,783 | $1,891 | $315 |
| $550,000 | $4,895 | $2,448 | $408 |
| $750,000 | $6,675 | $3,338 | $556 |
Median sale price: $425,000 across 5,282 closed sales, Nov. 1, 2025 to Oct. 31, 2026 (Keeton & Co analysis of CVR MLS data).
Your assessment and your sale price aren’t the same number. Buyers should run the math on the price they’re paying, not the seller’s old assessment, because the county reassesses every year.
When are Chesterfield property taxes due?
| What’s due | Normal date | 2026 note |
|---|---|---|
| Personal property tax and first-half real estate tax | June 5 | Paid |
| Second-half real estate tax | December 5 | Dec. 5 falls on a Saturday, so the county is observing Monday, Dec. 7, 2026 |
| Personal property status changes (moved, sold a car) | March 1 | Observed March 2 in 2026 |
| Assessment appeal filing deadline | March 15 | Every year |
Source: Chesterfield County Treasurer tax calendar, checked Nov. 3, 2026.
The Treasurer is clear that not getting a bill doesn’t excuse a late payment. If you just bought, the bill may still go to the seller’s address. Call the Treasurer’s office at 804-748-1201 if you haven’t seen one two weeks before the deadline.
How does the Chesterfield car tax work?
Vehicles are taxed at $3.25 per $100 of assessed value, prorated by the month you owned them. State car-tax relief covers the first $20,000 of value on a personal-use vehicle, at 40% for 2026. The county’s own example (Personal Property Taxes):
| Step | Amount |
|---|---|
| Vehicle assessed at $19,300 × $3.25 per $100 | $627.25 |
| Less 40% relief | −$250.90 |
| Annual tax | $376.35 (plus registration fee) |
If your car has high mileage, Chesterfield offers a discount, but you have to file proof every year. That’s an easy $50 to $150 most people leave on the table.
How does Chesterfield compare with nearby counties?
| Locality | 2026 real estate rate (per $100) | Tax on a $425,000 home |
|---|---|---|
| Chesterfield County | $0.89 | $3,783 |
| Henrico County | $0.83 | $3,528 |
| Albemarle County | $0.894 | $3,800 |
The rate is only half the story. Chesterfield’s median home sold for $425,000 over the past year, compared with $405,000 in Henrico, so your actual bill depends on the house you buy. Our breakdown of Henrico County property taxes and Albemarle County property taxes has the details.
What extra charges can show up on a Chesterfield tax bill?
- Special assessment districts. The Chesterfield Towne Center-Southport district adds $0.02, and the Eastern Midlothian Turnpike Corridor district adds $0.03. Both were set up by businesses to pay for median landscaping, so most homeowners won’t see them.
- Lower Magnolia Green Community Development Authority. Owners inside this district pay an annual special assessment for road improvements. If you’re buying in Magnolia Green, ask for the CDA payoff or annual amount before you make an offer.
- Land use. Qualifying farm and forest land can be taxed on use value instead of market value, which matters if you’re buying acreage in southern Chesterfield.
Always pull the parcel in the county’s Real Estate Assessment Data (READ) search before you write an offer. It shows the assessment history and any special district in about two minutes.
Can you lower your Chesterfield property taxes?
- Appeal your assessment by March 15 if comparable homes sold for less. Recent closed sales near you are the strongest evidence.
- Ask about relief. The Commissioner of the Revenue runs real estate tax relief and exemptions for qualifying elderly and disabled owners, veterans and surviving spouses. Rules and income limits change, so confirm directly with the county.
- Check the high-mileage and condition discounts on vehicles.
What should buyers and sellers know at closing?
In Virginia, real estate taxes are normally prorated at settlement, so the seller pays for the days they owned the home and the buyer takes over from there. Sellers closing in November or early December should ask the settlement agent whether the second half has been paid, so nobody pays it twice.
| Who you are | What to do |
|---|---|
| Buyer | Budget on your purchase price × 0.89%, and ask about CDA or special districts |
| Seller | Bring your latest tax bill and any relief paperwork to the listing appointment |
| Relocating from Northern Virginia | Expect a similar rate but a lower bill on most homes, since prices here are lower |
Why work with Keeton & Co in Chesterfield?
We know the bills because we close a lot of homes here. Keeton & Co closed 706 homes in the 12 months ending October 2026 and more than 4,200 all-time, and we have over 1,600 five-star Google reviews. RealTrends ranked us for 2025 with 718 sides and $295.32 million in volume.
- Pros: local agents who work Chesterfield; a Glen Allen headquarters with in-house transaction coordination; and market data pulled straight from the MLS
- Trade-offs: we’re a regional firm, so if you’re moving out of state we’ll refer you to a partner agent
Thinking of moving? See homes and market stats for Chesterfield County, read whether Chesterfield is a good place to live, start your home search or find out what your home is worth. Call 804-373-2223.
Tax rates and dates from Chesterfield County’s Real Estate Assessments, Personal Property Taxes and Treasurer pages, checked Nov. 3, 2026. Henrico and Albemarle rates as published by each county for 2026. Market data: Keeton & Co analysis of CVR MLS data, Nov. 1, 2025 to Oct. 31, 2026. AI answer captured from Brave Search on Nov. 3, 2026. This isn’t tax advice. Written by Daniel Keeton, Broker & Founder. Updated Nov. 3, 2026.
Related: Selling in Central Virginia · Buying in Central Virginia · Chesterfield County market data · Glen Allen office · About the author
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